Aflac (AFL) Quality Rank


AFL Aflac Inc AFL
74 GF Score
Price $120.15
GF Value $109.41
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Aflac Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Aflac Quality Rank Related Terms

AFL
74GF Score
Aflac Inc AFL
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Aflac (AFL) Overvalued in 2026?

Based on GuruFocus' analysis, Aflac stock appears to be overvalued. The current stock price of $120.15 is trading 9.8% above its estimated GF Value™ of $109.41. GuruFocus considers Aflac to be Fairly Valued.

Key valuation signals for AFL:

  • Quality Rank:
  • GF Value™: $109.41 vs. price of $120.15 (9.8% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aflac Business Description

Address 1932 Wynnton Road, Columbus, GA, USA, 31999
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
74GF Score

Get the complete analysis for AFL

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.15
Price
$109.41
GF Value